Use cases
Trove serves licensed payment businesses moving institutional volume into Africa — banks, PSPs, MSBs, IMTOs, platforms and treasury desks. Whatever the flow, it runs through the same FINTRAC-registered relationship: our liquidity, our banking rails, five corridors.
Seven regulated flows, one counterparty relationship underneath each.
Extend local-currency payout to your merchants across five corridors.
→ 02Wholesale liquidity, payout and FX through one licensed counterparty.
→ 03Add African corridors one relationship at a time as you scale.
→ 04A licensed counterparty for African payout, behind your product.
→ 05Wholesale African liquidity and instant payout at institutional size.
→ 06Pay workers in local currency across Africa, on schedule.
→ 07Run African FX and settlement from a single desk.
→Whatever the flow, it runs through the same licensed relationship — our liquidity, our banking rails, no aggregator in the middle.
Local-currency liquidity sourced from our own pools, priced bilaterally, and settled without an aggregator in the middle.
Institutional → 02Local-currency payouts across NGN, GHS, XOF, XAF and KES, settled through our own banking relationships. Same-day to instant, fully traceable and Travel Rule compliant.
Instant local-currency settlement → 03Real-time rates on the majors against African currencies, with XOF and XAF priced natively. Conversion and payout handled together.
FX dealing →Credibility a compliance team can verify, and corridors we actually operate in.
FINTRAC-registered MSB incorporated in British Columbia, with a full PCMLTFA programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring and Travel Rule.
Direct operational presence across five African markets with established local banking and settlement relationships. XOF and XAF covered natively — this is liquidity, not connectivity.
Because the liquidity is ours, the spread isn't stacked with anyone else's margin. Terms are agreed bilaterally and sized to your volume, with a desk to call when you need a quote.
Every part of the model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers.
Tell us your corridors and volume. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.
Begin Onboarding →