For banks, financial institutions & regulated payment institutions

African settlement for international financial institutions

Access wholesale liquidity, local-currency payout and the FX leg across African corridors through one FINTRAC-registered counterparty — settled on our own banking rails, with compliance built in.

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Live corridorsNGN · GHS · XOF · XAF · KES

Where African programmes get stuck

Intent is rarely the problem. Rails, liquidity and verifiable compliance are.

01

Corridor access

Reaching African markets from abroad means sourcing local liquidity and last-mile delivery you don't hold directly.

02

FX and settlement

Converting and settling in NGN, GHS, XOF, XAF and KES across fragmented counterparties is slow and hard to price with confidence.

03

Reconciliation & compliance

Regulated programmes need clean visibility into status, references and monitoring — not a reconciliation exercise after the fact.

Reach African markets without a provider in every country

Trove is a single licensed counterparty for African-currency liquidity, payout and FX — with KYB onboarding, screening, monitoring and Travel Rule handled in the same flow.

  • Source local-currency liquidity from our own pools, priced bilaterally
  • Settle payouts through our own banking relationships, not aggregators
  • Price the majors against African currencies, with XOF and XAF native
  • Screen and monitor every flow, with a trail your compliance team can verify
  • Work with a FINTRAC-registered MSB running a full PCMLTFA programme

Three services. One regulated counterparty.

Whatever the flow, it runs through the same licensed relationship — our liquidity, our banking rails, no aggregator in the middle.

From onboarding to settlement in four steps.

1

Onboard (KYB)

We verify your licence, ownership and AML programme. Compliance-led, built for counterparty relationships.

2

Agree terms

Bilateral spreads, settlement currencies and SLAs confirmed for your corridors and volume.

3

Fund & instruct

Pre-fund or settle against terms, then submit instructions. Every flow is screened and monitored.

4

Settle

Local currency delivered same-day or instantly on supported rails, fully traceable end to end.

Regulatory credibility. Corridor depth.

Credibility a compliance team can verify, and corridors we actually operate in.

Licensed & Regulated

FINTRAC-registered MSB incorporated in British Columbia, with a full PCMLTFA programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring and Travel Rule.

Real Corridor Depth

Direct operational presence across five African markets with established local banking and settlement relationships. XOF and XAF covered natively — this is liquidity, not connectivity.

Institutional Pricing

Because the liquidity is ours, the spread isn't stacked with anyone else's margin. Terms are agreed bilaterally and sized to your volume, with a desk to call when you need a quote.

B2B by Design

Every part of the model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers.

Move money into Africa through one licensed counterparty.

Tell us your corridors and volume. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.

Begin Onboarding →