Routing African payouts through layers of aggregators costs you time, margin, and a clean audit trail. Trove is one FINTRAC-registered counterparty instead — local liquidity, instant payouts in five currencies, and the FX leg, settled on our own banking rails. We work with licensed payment businesses only.
Local-currency liquidity for licensed payment companies, banks, and OTC desks — sourced from our own pools, priced bilaterally, and settled without an aggregator in the middle.
Institutional →Local-currency payouts across NGN, GHS, XOF, XAF and KES, settled through our own banking relationships — not aggregators. Same-day to instant, fully traceable and Travel Rule compliant.
Instant Local-Currency Settlement →Real-time rates on the majors against African currencies, with XOF and XAF priced natively rather than marked up through an intermediary. Built for treasury desks that need the conversion and the payout handled together.
FX Dealing →We verify your licence, ownership and AML programme. Compliance-led, built for counterparty relationships.
Bilateral spreads, settlement currencies and SLAs confirmed for your corridors and volume.
Pre-fund or settle against terms, then submit instructions. Every flow is screened and monitored.
Local currency delivered same-day or instantly on supported rails, fully traceable end to end.
Settlement into Canada, the UK and Europe is available to onboarded counterparties. We work with licensed payment businesses only. See full coverage →
FINTRAC-registered MSB incorporated in British Columbia. Full PCMLTFA programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring and Travel Rule. See our compliance →
Direct operational presence across five African markets with established local banking and settlement relationships. XOF and XAF covered natively — not via aggregators. This is liquidity, not connectivity.
Because the liquidity is ours, the spread isn't stacked with anyone else's margin. Terms are agreed bilaterally and sized to your volume, with a desk to call when you need a quote.
Every part of our model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers.
Trove Payment Limited is a Money Services Business registered with FINTRAC under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act. Our registration authorises foreign exchange dealing, money transferring and OTC liquidity activities, and is publicly verifiable on the FINTRAC registry.
Verify on the FINTRAC registry → Full compliance detail →Tell us what you need. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.