FINTRAC-Registered · Canada

Institutional payment infrastructure for African corridors

Trove is the licensed counterparty for regulated fintechs that need trusted, scalable liquidity across African markets. OTC liquidity, foreign exchange, and money transferring — institutional only.

6
Operating Markets
10
Currency Corridors
B2B
Institutional Only
MSB
FINTRAC Registered
Solutions
Three services.
One regulated counterparty.
Built for licensed MSBs, IMTOs, VASPs, banks, and payment institutions that move institutional volume across African corridors.
01

OTC Liquidity

Institutional-grade local currency liquidity for licensed payment companies, banks, and financial institutions. Deep pools, competitive spreads, and reliable settlement across African markets.

Institutional
02

Money Transferring

Cross-border payment processing and multi-currency settlement under our FINTRAC-registered perimeter. Transparent, fully traceable, and Travel Rule compliant across African corridors.

Regulated Transfers
03

Foreign Exchange

Competitive FX across major and African currency pairs, including XOF and XAF CFA zones. Real-time pricing, transparent margins, and dedicated support for corporate treasury requirements.

FX Dealing
Coverage
Regulated senders.
Direct African reach.
We connect regulated sending jurisdictions with deep operational presence across West, Central, East, and Southern Africa.

Sending Markets

Canada
FINTRAC-registered MSB. CAD, USD.
United Kingdom
Via regulated FCA-authorised partner. GBP, EUR.
Institutional Only
We serve licensed MSBs, IMTOs, VASPs, banks, and payment institutions — not retail consumers.

Receiving Corridors

NGNNigeria GHSGhana XOFW. Africa CFA XAFC. Africa CFA KESKenya ZARSouth Africa
Operational Presence
Nigeria • Ghana • Côte d'Ivoire • Cameroon • Kenya • South Africa
Additional XOF & XAF Coverage
Senegal • Mali • Burkina Faso • Togo • Guinea-Bissau • Niger • Gabon • Republic of Congo • Equatorial Guinea
Why Trove
Regulatory credibility.
Corridor depth.
The two things institutional counterparties actually need.

Licensed & Regulated

FINTRAC-registered Money Services Business incorporated in British Columbia. Full PCMLTFA compliance programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring, and Travel Rule reporting. Verifiable on the public FINTRAC registry.

Real Corridor Depth

Direct operational presence across six African markets, with established local banking and settlement relationships. XOF and XAF CFA zones covered natively — not via aggregators. This is liquidity, not connectivity.

Institutional Pricing

Deep local liquidity pools mean tighter spreads than aggregator-intermediated alternatives. Bilateral commercial terms, transparent margins, and dedicated desk support for treasury-scale volumes.

B2B by Design

Every part of our operating model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers, and commercial terms are negotiated bilaterally between regulated entities.

Compliance

Registered, verifiable, and ready to counterparty

Trove Payment Limited is a Money Services Business registered with the Financial Transactions and Reports Analysis Centre of Canada under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act. Our registration authorises foreign exchange dealing, money transferring, and OTC liquidity activities, and is publicly verifiable on the FINTRAC registry.

Verify on the FINTRAC registry →
Contact

Start a conversation with Trove

Tell us what you need. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.

On submit, your default email client will open with the message pre-filled, routed to the correct team. Prefer direct email? relationships@trovepayment.com (sales) or compliance@trovepayment.com (onboarding).