For licensed payroll & EOR platforms

Pay workers across Africa in local currency

Disburse salaries and contractor payments across five African corridors through one licensed counterparty — settled same-day to instant on our own rails.

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Live corridorsNGN · GHS · XOF · XAF · KES

Where cross-border payroll gets stuck

Workers need paying on time, in local currency, every cycle — with a record you can stand behind.

01

Local delivery

Paying workers in-country means reliable local-currency delivery to accounts and wallets, on a schedule you can trust.

02

FX certainty

Payroll needs predictable conversion, not spreads that shift through intermediaries each cycle.

03

Traceability

Every disbursement needs a clean, traceable record for your operations and compliance.

Conversion and payout, handled together

Trove runs the conversion and the payout together across our corridors — priced bilaterally, settled on our rails, and traceable end to end.

  • Disburse in NGN, GHS, XOF, XAF and KES from one relationship
  • Lock the FX leg and the payout together, cycle after cycle
  • Settle same-day to instant on supported rails
  • Keep every payment screened, monitored and fully traceable
  • Onboard through a compliance-led KYB built for counterparties

Three services. One regulated counterparty.

Whatever the flow, it runs through the same licensed relationship — our liquidity, our banking rails, no aggregator in the middle.

From onboarding to settlement in four steps.

1

Onboard (KYB)

We verify your licence, ownership and AML programme. Compliance-led, built for counterparty relationships.

2

Agree terms

Bilateral spreads, settlement currencies and SLAs confirmed for your corridors and volume.

3

Fund & instruct

Pre-fund or settle against terms, then submit instructions. Every flow is screened and monitored.

4

Settle

Local currency delivered same-day or instantly on supported rails, fully traceable end to end.

Regulatory credibility. Corridor depth.

Credibility a compliance team can verify, and corridors we actually operate in.

Licensed & Regulated

FINTRAC-registered MSB incorporated in British Columbia, with a full PCMLTFA programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring and Travel Rule.

Real Corridor Depth

Direct operational presence across five African markets with established local banking and settlement relationships. XOF and XAF covered natively — this is liquidity, not connectivity.

Institutional Pricing

Because the liquidity is ours, the spread isn't stacked with anyone else's margin. Terms are agreed bilaterally and sized to your volume, with a desk to call when you need a quote.

B2B by Design

Every part of the model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers.

Move money into Africa through one licensed counterparty.

Tell us your corridors and volume. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.

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