For payment service providers

Give your merchants African payouts through one licensed counterparty

Extend local-currency settlement across African corridors without wiring up an aggregator in every market. Trove is a single FINTRAC-registered counterparty — our own liquidity, our own banking rails, one relationship.

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Live corridorsNGN · GHS · XOF · XAF · KES

Where payment programs get stuck

Reaching African markets rarely fails on intent — it fails on rails, margin and traceability.

01

Corridor sprawl

Serving African payouts usually means integrating a different provider per market, each with its own onboarding, pricing and reconciliation.

02

Stacked margin

Routing through aggregators layers spread on spread, eroding the economics you pass through to merchants.

03

Fragmented audit trail

Multiple intermediaries break up the trail your compliance team needs for monitoring and reporting.

One counterparty for payout and the FX leg

Trove gives PSPs a single licensed counterparty for local-currency payout and the FX leg across five corridors — settled on our own rails, priced bilaterally, and traceable end to end.

  • Deliver payouts across NGN, GHS, XOF, XAF and KES from one relationship
  • Price against our own liquidity, without an aggregator's margin stacked on top
  • Keep a single, traceable audit trail across every corridor
  • Handle the conversion and the payout together, not through separate desks
  • Onboard once through a compliance-led KYB built for counterparty relationships

Three services. One regulated counterparty.

Whatever the flow, it runs through the same licensed relationship — our liquidity, our banking rails, no aggregator in the middle.

From onboarding to settlement in four steps.

1

Onboard (KYB)

We verify your licence, ownership and AML programme. Compliance-led, built for counterparty relationships.

2

Agree terms

Bilateral spreads, settlement currencies and SLAs confirmed for your corridors and volume.

3

Fund & instruct

Pre-fund or settle against terms, then submit instructions. Every flow is screened and monitored.

4

Settle

Local currency delivered same-day or instantly on supported rails, fully traceable end to end.

Regulatory credibility. Corridor depth.

Credibility a compliance team can verify, and corridors we actually operate in.

Licensed & Regulated

FINTRAC-registered MSB incorporated in British Columbia, with a full PCMLTFA programme covering KYB, CDD, PEP and sanctions screening, transaction monitoring and Travel Rule.

Real Corridor Depth

Direct operational presence across five African markets with established local banking and settlement relationships. XOF and XAF covered natively — this is liquidity, not connectivity.

Institutional Pricing

Because the liquidity is ours, the spread isn't stacked with anyone else's margin. Terms are agreed bilaterally and sized to your volume, with a desk to call when you need a quote.

B2B by Design

Every part of the model — onboarding, pricing, settlement, compliance — is built for licensed counterparty relationships. We do not serve retail consumers.

Move money into Africa through one licensed counterparty.

Tell us your corridors and volume. Onboarding enquiries route to our Compliance team; sales enquiries route to our Relationships team.

Begin Onboarding →